Terms of Use

A. Nature of the Website

This Website is operated by Rigese Vipuco, based at Legionów 125, Łódź, Poland. The Website provides informational and educational content about financial habits, behavioral economics, and the methodology of the Rigese Vipuco course. Nothing on this Website constitutes financial advice, investment advice, or any form of professional financial guidance. The content is educational and descriptive in nature only.

The Website is intended for adults. By using it, you confirm that you are at least 18 years of age.

B. Permitted Use

You may access and use the Website for personal, non-commercial informational purposes. You may read, download for personal use, and share links to content on the Website. You may not reproduce, republish, or distribute substantial portions of the Website's content without our written permission. You may not use the Website in any way that is unlawful, harmful, or that could damage the reputation of Rigese Vipuco.

Automated scraping, crawling, or data extraction from the Website without prior written consent is not permitted.

C. Intellectual Property

All content on this Website — including text, images, graphics, the logo, and the overall design — is the property of Rigese Vipuco or its content suppliers and is protected under applicable copyright law, including the Polish Act on Copyright and Related Rights of 4 February 1994 (Ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych).

Nothing in these Terms grants you any rights to use our trademarks, trade names, or other brand features without express written permission.

D. Accuracy of Information

We make reasonable efforts to ensure that the information on this Website is accurate and up to date. However, the Website is provided "as is" without any warranty of completeness, accuracy, or fitness for a particular purpose. Behavioral science and related fields are evolving, and some content may not reflect the most recent research developments. We encourage you to consult primary sources and qualified professionals where appropriate.

E. External Links

The Website may contain links to third-party websites for informational purposes. We do not control those websites and are not responsible for their content, privacy practices, or availability. The inclusion of a link does not imply endorsement by Rigese Vipuco.

F. Limitation of Liability

To the fullest extent permitted by applicable Polish law, including the Polish Civil Code (Kodeks cywilny), Rigese Vipuco shall not be liable for any indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, this Website or its content. This includes but is not limited to loss of data, loss of profits, or any financial consequences arising from decisions made on the basis of information found on this Website.

Nothing in these Terms limits liability that cannot be excluded under mandatory Polish consumer protection law.

G. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Poland. Any disputes arising in connection with these Terms shall be subject to the jurisdiction of the competent courts in Łódź, Poland, unless mandatory consumer protection provisions of Polish or EU law require otherwise.

H. Changes to These Terms

We may revise these Terms of Use at any time. The revised version will be posted on this page with an updated date. Your continued use of the Website after any changes constitutes your acceptance of the new terms. If you do not agree with the revised terms, you should stop using the Website.

I. Contact

If you have questions about these Terms, please contact us at [email protected] or by post at Legionów 125, Łódź, Poland.